Stressing that the memory seemed so fresh and vivid in their minds, the confused nation announced Monday that they could have sworn British entertainer Russell Brand was already a convicted sex offender. “Interesting…so Russell Brand definitely wasn’t already found guilty of sexual assault back in, like…2016, 2017?” said 39-year-old New York resident Scott Hasard, echoing the thoughts of 330 million Americans as he noted that when he saw allegations emerge about the actor, comedian, and podcast host, he had assumed it was simply repackaged content from nearly a decade ago.
hey it’s probably a really good idea to download a copy of your Master Promissory Note since most of them stipulate that your loans are *specifically owed to the Department of Education* and if you intend to dispute the debt in the wake of the DoE dissolving that will be really good to have
log in and then go to My Documents and download a copy of it. i’m serious. if trump dissolves the DoE entirely it may make the debt uncollectable depending on exactly how they do it, and he’s too stupid to listen to lawyers that tell him when he’s breaking the law. worst case you have an extra PDF on your computer. best case your student loans go away because you signed a contract to pay DoE and no one else. go download a copy.
Love the spirit of this, but they will probably use a debt assignment to legally transfer the debt to a new entity.
Always a good idea to have a copy of your note, though! And the proper transfer process is described in the FDCPA (an act of congress), so if the new debt owner fails to provide appropriate notice, you may have relief options there. (Potentially dependent on the CFPB continuing to function, which it….might not…)
~not legal advice, just work experience in finance~
I stated this elsewhere but the Higher Education Act has specific language about when debt is allowed to be sold – they can’t just sell it at any time for any reason, and all the terms of the Act would still apply to the loan since in most cases the MPN stipulates as much (since the actual terms of a promissory note can’t be altered without consent even if the payee changes). Specifically, they cannot sell the debt if it “result[s] in any cost to the Federal Government”. Reassigning the loans to another agency would incur a massive cost since that agency would have to hire new personnel and build new infrastructure, eliminating the possibility of a sale within the government, and a sale to a private third party would made debt validation very tricky for that party since FERPA would prevent disclosure of a borrower’s SSN, student ID number (ergo, the account number), and the itemization of the debt without written consent, meaning in that scenario the borrower could most likely* refuse this disclosure, dispute the debt, and win pretty easily.
*not a lawyer
the bottom line, if they attempt to reassign your loans anywhere… REQUEST DEBT VALIDATION BEFORE PAYING A CENT.
As to folks proclaiming these photos are bad OPSEC, we can all agree everyone in these photos is at this protest to be seen protesting. People worried about OPSEC do not go to peaceful protests easily identified or at all. Just chill for a sec and let people have their peaceful movement.
As Zinn and System Of A Down said, “There is no flag large enough to hide the shame of a man in cuffs.” But used well in protest it should remind those bastards in power (and enabling them) that this country is more than just a cashbox for them to drain at their leisure.
100,000+ people in NYC for Hands Off.
And a tad less than that in Indianapolis, when, to be fair, half the state is goddamn flooded.
remember. when faced with the rise of fascism it is always the most important thing to start vitriolic and divisive online discourse about who is more oppressed
bots literally do this in live political feeds. last night during Booker’s filibuster, I saw one just keep saying about once a minute “nobody has it worse than indigenous people” which was ignored. then sixty seconds later the same account says “nobody has it worse than women” which again, thankfully was ignored.
they’re even more obvious than undercover cops at a protest.
ALT
amhrancas 